Supplepedia

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What are HSA and FSA accounts?

Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are tax-advantaged accounts that let you pay for eligible medical expenses with pre-tax dollars, effectively saving you 20–30% depending on your tax bracket.

Not sure if you have one? Check with your employer's HR department or benefits portal.

How it works

  1. Get qualified — Complete a brief health consultation to receive a Letter of Medical Necessity.
  2. Receive your LMN — A licensed provider reviews your information and issues an LMN, typically within a few hours.
  3. Subscribe to Supplepedia — Choose a plan and subscribe with your credit card.
  4. Download your invoice — Access your HSA/FSA-compliant invoice from your account page.
  5. Submit for reimbursement — Send your invoice and LMN to your HSA/FSA administrator.

Frequently Asked Questions

What is a Letter of Medical Necessity?
A document from a licensed healthcare provider stating that a service is medically necessary. Our partner handles this through a quick virtual consultation.
How long does the consultation take?
Just a few minutes. It's a short health survey, not a full doctor visit.
How long until I get my LMN?
Typically within a few hours.
How long is the LMN valid?
12 months. You can use it for all invoices during that period.
What if my reimbursement is denied?
Contact your HSA/FSA administrator for their specific requirements.
I don't have an HSA/FSA. Can I still benefit?
Not for reimbursement, but consider signing up during your employer's open enrollment period.